SME Insurance

Get comprehensive insurance coverage for your small or medium-sized enterprise in Thailand.

Guaranteed Low Rates

Get insured for your SME property with premiums plans

Find the Perfect Plan

We've curated a wide range of business property insurance options with the best coverage and rates. Easily compare plans and choose the one that best suits your needs.

Comprehensive Coverage

Our policies offer all the essentials you need from fire and other natural disaster coverage.

No Hidden Fees on Your Travel Insurance

The price you see is the price you pay. There are no hidden fees or additional charges on our website.

Quick and Simple

Get started in minutes! Simply compare plans and initiate the application process with ease.

24/7 Convenience

Purchase your business insurance online anytime, anywhere. Our website is accessible around the clock for your ease.

FAQs

Business Property Insurance Thailand

  • A: Fire and natural disasters are a significant risk for any business. This coverage protects your property, equipment, inventory, and income from losses caused by fire, earthquakes, floods, storms, and other natural events. It ensures you can recover financially and resume operations after a disaster.
  • A: Burglary and theft coverage safeguards your business from financial losses due to theft, burglary, or robbery. It covers the cost of replacing stolen items, repairing damage caused by break-ins, and even lost cash. This protection is crucial, especially for businesses with valuable inventory or equipment.
  • A: Liability coverage protects your business if someone is injured on your property or if your business operations cause damage to someone else’s property. This coverage can help cover legal fees, medical expenses, and damages, safeguarding your business from costly lawsuits.
  • A: Depending on your specific business needs, you might also consider:

    • Plate glass coverage: Protects against accidental breakage of glass windows and doors.
    • Electrical injury coverage: Covers losses due to electrical damage or injuries.
    • Debris removal coverage: Pays for the cost of removing debris after a covered event.
    • Loss of income coverage: Compensates for lost income due to a covered event that disrupts your business operations.
  • A: The best coverage for your business depends on its unique risks and budget. Our insurance specialists can help you assess your needs and tailor a policy that offers comprehensive protection at an affordable price. Contact us today for expert guidance on choosing the right SME insurance for your peace of mind.
  • A: Standard business property insurance policies typically do not cover flood damage. However, you can often purchase additional flood insurance as a separate policy or endorsement. Given Thailand’s monsoon season and potential for flooding, it’s crucial to assess your business location’s risk and consider adding this coverage for comprehensive protection.
  • A: Several factors influence the cost of your SME property insurance premiums in Thailand, including:

    • Type of business: The nature of your business operations and associated risks.
    • Location: The location of your business premises and its susceptibility to natural disasters or crime.
    • Property value: The value of your building, equipment, and inventory.
    • Coverage limits: The amount of coverage you choose for different types of losses.
    • Deductible: The amount you agree to pay out of pocket before insurance kicks in.
    • Claims history: Your past insurance claims history can affect your premiums.